LifeLock Identity by Norton 2.1.1

Identity Theft Protection is a challenging issue that can have serious consequences. Our goal is to provide you with an easy and efficient solution through the LIFELOCK IDENTITY app, combined with a NORTON 360 or LIFELOCK plan. Imagine this scenario: while you're going about your business, someone in a different part of town is fraudulently obtaining a bank loan under your name. With our service, you'll receive an immediate identity alert if this happens. If you confirm that you're not responsible for the loan, we'll take immediate action on your behalf.

The LIFELOCK PLANS offer the following valuable features:

• LIFELOCK IDENTITY ALERT™ SYSTEM†: Notifies you if your Social Security Number, name, address, or date of birth are used in credit or service applications.
• DARK WEB MONITORING: Constantly monitors the dark web for any signs of your personal information.
• US-BASED ID RESTORATION SPECIALISTS: In the unfortunate event of identity theft, a dedicated Agent will work tirelessly to restore your identity from start to finish.
• MILLION DOLLAR PROTECTION PACKAGE†††: Provides coverage for lawyers and experts up to $1 million, as well as reimbursement for stolen funds and expenses incurred as a result of identity theft, according to the limits of your chosen plan.

The ADVANTAGE AND ULTIMATE PLUS PLANS offer additional benefits:

• EASY ACCESS TO CREDIT SCORE(S) & REPORT(S)1: Enjoy unlimited access to daily or monthly credit information (based on your selected plan), which is essential for monitoring and protecting your credit.
• IDENTITY LOCK: Secure your TransUnion credit file with a simple tap.
• TRANSACTION MONITORING: Keep track of activity in your bank accounts, credit cards, and retirement accounts.

NORTON 360 plans without LifeLock only include dark web monitoring.

LIFELOCK IDENTITY ADVISOR provides dark web monitoring, breach notifications, and merchant resolution management. However, it does not include the Million Dollar Protection™ Package or additional alert features offered in higher-tiered plans.

It's important to note that no service can guarantee complete protection against identity theft or cybercrime. However, with our comprehensive plans, you can significantly reduce the risks involved.

Please be aware that if your plan includes credit reports, scores, and/or credit monitoring features ("Credit Features"), you must meet two requirements to access these features. Firstly, your identity must be successfully verified with Equifax. Secondly, Equifax must be able to locate your credit file and it must contain sufficient credit history information. Failure to meet either of these requirements means you will not receive Credit Features from any bureau. If your plan also includes Credit Features from Experian and/or TransUnion, the same verification process applies to those bureaus as well. Please note that if only Equifax successfully verifies your identity, you will only receive Credit Features from Equifax until verification is successfully completed with Experian and/or TransUnion. Furthermore, credit monitoring from Experian and TransUnion will take several days to begin after enrolling in your LifeLock plan successfully.

Lastly, the credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian, and TransUnion respectively. If a One-Bureau VantageScore is mentioned, it is solely based on Equifax data. Please remember that third parties utilize various types of credit scores which may differ from the ones mentioned here for assessing creditworthiness.

† Please note that we cannot monitor transactions at all businesses.

††† Reimbursement and Expense Compensation are subject to specific limits: up to $1 million for Ultimate Plus, up to $100,000 for Advantage, up to $25,000 for Standard and Select (Norton 360 with LifeLock Select). Coverage also includes up to $1 million for lawyers and experts if necessary. These benefits are provided under the Master Policy and issued by United Specialty Insurance Company (State National Insurance Company, Inc. applies to NY State members). For detailed policy terms, conditions, and exclusions, please visit LifeLock.com/legal.

‡ Please note that locking or unlocking your credit file will not impact your credit score, nor will it prevent all companies and agencies from accessing your credit file. If your subscription is downgraded or canceled, the credit lock on your TransUnion file will be unlocked.